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		<title>Motanul spala &#8220;fata&#8221; Volksbank.</title>
		<link>http://acbdr.wordpress.com/2011/01/17/motanul-spala-fata-volksbank/</link>
		<comments>http://acbdr.wordpress.com/2011/01/17/motanul-spala-fata-volksbank/#comments</comments>
		<pubDate>Mon, 17 Jan 2011 05:50:04 +0000</pubDate>
		<dc:creator>moderat</dc:creator>
				<category><![CDATA[asociatia clientilor bancilor din romania]]></category>
		<category><![CDATA[bnr]]></category>
		<category><![CDATA[comisioane]]></category>
		<category><![CDATA[Procese]]></category>
		<category><![CDATA[volksbank]]></category>
		<category><![CDATA[abuz]]></category>
		<category><![CDATA[banci]]></category>
		<category><![CDATA[credite]]></category>
		<category><![CDATA[rezerva minima obligatorie]]></category>

		<guid isPermaLink="false">http://acbdr.wordpress.com/?p=687</guid>
		<description><![CDATA[Presa austriaca: BNR a facut recomandari foarte dure la adresa Volksbank. Banca a incheiat un contract de 2,5 milioane de euro pentru a-si corecta imaginea. &#8220;Volksbank trebuie sa isi rezolve problemele din Bucuresti, care nu nu sunt nici usoare si nici ieftin de rezolvat – numai probleme de imagine ar trebui sa fie corectate printr-un [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=acbdr.wordpress.com&amp;blog=6418271&amp;post=687&amp;subd=acbdr&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>3</slash:comments>
	
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		<title>BNR-ul recunoaste abuzul bancherilor.</title>
		<link>http://acbdr.wordpress.com/2010/08/27/bnr-ul-recunoaste-abuzul-bancherilor/</link>
		<comments>http://acbdr.wordpress.com/2010/08/27/bnr-ul-recunoaste-abuzul-bancherilor/#comments</comments>
		<pubDate>Fri, 27 Aug 2010 05:29:00 +0000</pubDate>
		<dc:creator>moderat</dc:creator>
				<category><![CDATA[abuz]]></category>
		<category><![CDATA[act aditional]]></category>
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		<category><![CDATA[ARB]]></category>
		<category><![CDATA[asociatia clientilor bancilor din romania]]></category>
		<category><![CDATA[banci]]></category>
		<category><![CDATA[bnr]]></category>
		<category><![CDATA[comisioane]]></category>
		<category><![CDATA[contract]]></category>
		<category><![CDATA[credite]]></category>
		<category><![CDATA[curs valutar]]></category>
		<category><![CDATA[dobanzi]]></category>
		<category><![CDATA[euro]]></category>
		<category><![CDATA[lei]]></category>
		<category><![CDATA[opc]]></category>
		<category><![CDATA[Punct de vedere]]></category>
		<category><![CDATA[clauze]]></category>
		<category><![CDATA[dobanda]]></category>
		<category><![CDATA[dobanzi marite]]></category>
		<category><![CDATA[isarescu]]></category>
		<category><![CDATA[oug 50/2010]]></category>
		<category><![CDATA[oug174/2008]]></category>
		<category><![CDATA[volksbank]]></category>

		<guid isPermaLink="false">http://acbdr.wordpress.com/?p=683</guid>
		<description><![CDATA[BNR-ul recunoaste abuzul bancherilor, insa il accepta prin pozitia adoptata fata de OUG 50/2010. ARB-ul reclama OUG 50/2010 ca avand caracter retroactiv insa nu-i deranjeaza retroactivitatea practicata de ei asupra contractelor semnate anterior deciziilor lor, oricare ar fi acestea, ei le aplica in principal asupra clientilor existenti si mai putin asupra celor viitori, dupa cum [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=acbdr.wordpress.com&amp;blog=6418271&amp;post=683&amp;subd=acbdr&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://acbdr.wordpress.com/2010/08/27/bnr-ul-recunoaste-abuzul-bancherilor/feed/</wfw:commentRss>
		<slash:comments>14</slash:comments>
	
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		<title>TUPEU MAXIM. Bancile sustin ca daca nu mai pot fura, din cauza OUG 50/2010, ce nu au reusit sa fure reprezinta pierderi.</title>
		<link>http://acbdr.wordpress.com/2010/08/24/tupeu-maxim-bancile-sustin-ca-daca-nu-mai-pot-fura-din-cauza-oug-502010-ce-nu-au-reusit-sa-fure-reprezinta%c2%a0pierderi/</link>
		<comments>http://acbdr.wordpress.com/2010/08/24/tupeu-maxim-bancile-sustin-ca-daca-nu-mai-pot-fura-din-cauza-oug-502010-ce-nu-au-reusit-sa-fure-reprezinta%c2%a0pierderi/#comments</comments>
		<pubDate>Tue, 24 Aug 2010 15:12:44 +0000</pubDate>
		<dc:creator>moderat</dc:creator>
				<category><![CDATA[abuz]]></category>
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		<category><![CDATA[asociatia clientilor bancilor din romania]]></category>
		<category><![CDATA[banci]]></category>
		<category><![CDATA[bnr]]></category>
		<category><![CDATA[comisioane]]></category>
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		<category><![CDATA[Punct de vedere]]></category>
		<category><![CDATA[amendament]]></category>
		<category><![CDATA[amenzi]]></category>
		<category><![CDATA[aplicare oug 50]]></category>
		<category><![CDATA[bancile-mama]]></category>
		<category><![CDATA[clauze]]></category>
		<category><![CDATA[comision de risc]]></category>
		<category><![CDATA[dobanda]]></category>
		<category><![CDATA[dobanzi marite]]></category>
		<category><![CDATA[IPOTECI]]></category>
		<category><![CDATA[isarescu]]></category>
		<category><![CDATA[marja bancii]]></category>
		<category><![CDATA[modificari]]></category>
		<category><![CDATA[oug 50/2010]]></category>
		<category><![CDATA[oug174/2008]]></category>
		<category><![CDATA[plata anticipata]]></category>
		<category><![CDATA[previziuni]]></category>
		<category><![CDATA[reglementari]]></category>
		<category><![CDATA[risc]]></category>
		<category><![CDATA[volksbank]]></category>

		<guid isPermaLink="false">http://acbdr.wordpress.com/?p=680</guid>
		<description><![CDATA[Razboiul declansat de aparitia OUG 50/2010 intre ARB + BNR si ANPC a atins cote extreme, au foast lasate deoparte orice eticheta, au aparut amenintari voalate la persoana, jigniri si promisiuni de schimbare din functii, conform unor surse din cadrul protectiei consumatorilor. Pe un alt front bancherii si bnr-ul fac un lobby puternic printre parlamentari [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=acbdr.wordpress.com&amp;blog=6418271&amp;post=680&amp;subd=acbdr&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://acbdr.wordpress.com/2010/08/24/tupeu-maxim-bancile-sustin-ca-daca-nu-mai-pot-fura-din-cauza-oug-502010-ce-nu-au-reusit-sa-fure-reprezinta%c2%a0pierderi/feed/</wfw:commentRss>
		<slash:comments>13</slash:comments>
	
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		<title>MAIMUTA – Cel mai bun bancher la nivel mondial din ultimii 5 ani</title>
		<link>http://acbdr.wordpress.com/2010/08/24/maimuta-%e2%80%93-cel-mai-bun-bancher-la-nivel-mondial-din-ultimii-5-ani/</link>
		<comments>http://acbdr.wordpress.com/2010/08/24/maimuta-%e2%80%93-cel-mai-bun-bancher-la-nivel-mondial-din-ultimii-5-ani/#comments</comments>
		<pubDate>Tue, 24 Aug 2010 07:20:37 +0000</pubDate>
		<dc:creator>moderat</dc:creator>
				<category><![CDATA[abuz]]></category>
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		<category><![CDATA[ARB]]></category>
		<category><![CDATA[asociatia clientilor bancilor din romania]]></category>
		<category><![CDATA[banci]]></category>
		<category><![CDATA[comisioane]]></category>
		<category><![CDATA[contract]]></category>
		<category><![CDATA[credite]]></category>
		<category><![CDATA[dobanzi]]></category>
		<category><![CDATA[Raiffeisen Bank]]></category>
		<category><![CDATA[volksbank]]></category>
		<category><![CDATA[clauze]]></category>
		<category><![CDATA[dobanda]]></category>
		<category><![CDATA[oug 50]]></category>
		<category><![CDATA[oug174/2008]]></category>
		<category><![CDATA[risc]]></category>

		<guid isPermaLink="false">http://acbdr.wordpress.com/?p=677</guid>
		<description><![CDATA[Dacă maimuţele ar fi fost bancheri, ar fi creat aceeaşi criză financiară Deciziile iraţionale şi riscante în materie de investiţii financiare pe care le-au făcut bancherii în urmă cu ceva timp în urmă şi care au dus la căderea Burselor internaţionale în 2008 ar fi luate şi de maimuţe, în cazul în care acestea ar [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=acbdr.wordpress.com&amp;blog=6418271&amp;post=677&amp;subd=acbdr&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://acbdr.wordpress.com/2010/08/24/maimuta-%e2%80%93-cel-mai-bun-bancher-la-nivel-mondial-din-ultimii-5-ani/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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		<title>100% OUG 50/2010 ramane neschimbata in parlament.</title>
		<link>http://acbdr.wordpress.com/2010/08/23/100-oug-502010-ramane-neschimbata-in-parlament/</link>
		<comments>http://acbdr.wordpress.com/2010/08/23/100-oug-502010-ramane-neschimbata-in-parlament/#comments</comments>
		<pubDate>Mon, 23 Aug 2010 16:45:38 +0000</pubDate>
		<dc:creator>moderat</dc:creator>
				<category><![CDATA[abuz]]></category>
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		<category><![CDATA[ARB]]></category>
		<category><![CDATA[asociatia clientilor bancilor din romania]]></category>
		<category><![CDATA[banci]]></category>
		<category><![CDATA[comisioane]]></category>
		<category><![CDATA[contract]]></category>
		<category><![CDATA[credite]]></category>
		<category><![CDATA[dobanzi]]></category>
		<category><![CDATA[act aditional]]></category>
		<category><![CDATA[bnr]]></category>
		<category><![CDATA[clauze]]></category>
		<category><![CDATA[dobanda]]></category>
		<category><![CDATA[opc]]></category>
		<category><![CDATA[oug 50]]></category>
		<category><![CDATA[oug174/2008]]></category>
		<category><![CDATA[risc]]></category>
		<category><![CDATA[volksbank]]></category>

		<guid isPermaLink="false">http://acbdr.wordpress.com/?p=673</guid>
		<description><![CDATA[Parlamentul va aproba &#8220;sută la sută&#8221; fără modificări legea de adoptare a OUG 50/2010 privind creditele populaţiei, aşa cum s-a întâmplat şi în comisii, iar ANPC nu va propune modificări de substanţă, pentru că actul normativ a primit acceptul comisarului european, susţine şeful ANPC. &#8220;Sută la sută Parlamentul nu va modifica nimic, pentru că am [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=acbdr.wordpress.com&amp;blog=6418271&amp;post=673&amp;subd=acbdr&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://acbdr.wordpress.com/2010/08/23/100-oug-502010-ramane-neschimbata-in-parlament/feed/</wfw:commentRss>
		<slash:comments>86</slash:comments>
	
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		<title>CutremurBancar.ro</title>
		<link>http://acbdr.wordpress.com/2010/08/23/cutremurbancar-ro/</link>
		<comments>http://acbdr.wordpress.com/2010/08/23/cutremurbancar-ro/#comments</comments>
		<pubDate>Mon, 23 Aug 2010 05:53:28 +0000</pubDate>
		<dc:creator>moderat</dc:creator>
				<category><![CDATA[abuz]]></category>
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		<category><![CDATA[banci]]></category>
		<category><![CDATA[bnr]]></category>
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		<category><![CDATA[credite]]></category>
		<category><![CDATA[dobanzi]]></category>
		<category><![CDATA[euro]]></category>
		<category><![CDATA[lei]]></category>
		<category><![CDATA[opc]]></category>
		<category><![CDATA[Procese]]></category>
		<category><![CDATA[volksbank]]></category>
		<category><![CDATA[clauze]]></category>
		<category><![CDATA[dobanda]]></category>
		<category><![CDATA[dobanzi marite]]></category>
		<category><![CDATA[modificari]]></category>
		<category><![CDATA[oug 50/2010]]></category>
		<category><![CDATA[oug174/2008]]></category>
		<category><![CDATA[reglementari]]></category>
		<category><![CDATA[risc]]></category>

		<guid isPermaLink="false">http://acbdr.wordpress.com/?p=669</guid>
		<description><![CDATA[&#8220;Reducerea dobânzilor la creditele vechi ar putea falimenta România&#8221; &#8211; reprezinta ipoteza cu care bancherii de pe melagurile noastre incearca sa deturneze noile reglementari legislative in domeniu bancar. Băncile sunt obligate, conform legislaţiei în vigoare, să modifice formula de calcul al dobânzilor folosită până acum cu una mai transparentă, care să nu ţină cont de [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=acbdr.wordpress.com&amp;blog=6418271&amp;post=669&amp;subd=acbdr&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://acbdr.wordpress.com/2010/08/23/cutremurbancar-ro/feed/</wfw:commentRss>
		<slash:comments>10</slash:comments>
	
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		<title>ATENTIE! Vor profita de aceasta ocazie;</title>
		<link>http://acbdr.wordpress.com/2010/02/16/atentie-vor-profita-de-aceasta-ocazie/</link>
		<comments>http://acbdr.wordpress.com/2010/02/16/atentie-vor-profita-de-aceasta-ocazie/#comments</comments>
		<pubDate>Tue, 16 Feb 2010 21:44:33 +0000</pubDate>
		<dc:creator>moderat</dc:creator>
				<category><![CDATA[act aditional]]></category>
		<category><![CDATA[anpc]]></category>
		<category><![CDATA[asociatia clientilor bancilor din romania]]></category>
		<category><![CDATA[banci]]></category>
		<category><![CDATA[bnr]]></category>
		<category><![CDATA[comisioane]]></category>
		<category><![CDATA[contract]]></category>
		<category><![CDATA[credite]]></category>
		<category><![CDATA[Punct de vedere]]></category>
		<category><![CDATA[dobanda fixa]]></category>
		<category><![CDATA[dobanzi marite]]></category>

		<guid isPermaLink="false">http://acbdr.wordpress.com/?p=650</guid>
		<description><![CDATA[Băncile, obligate să modifice aproape toate contractele de credit în 2010 Băncile vor modifica până în septembrie aproape toate contractele de credit încheiate cu populaţia pentru a le adapta la noile reglementări UE şi nu vor mai putea încasa comisioane la rambursările anticipate pentru împrumutrile cu dobândă variabilă, iar la celelalte comisioanele sunt limitate la [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=acbdr.wordpress.com&amp;blog=6418271&amp;post=650&amp;subd=acbdr&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://acbdr.wordpress.com/2010/02/16/atentie-vor-profita-de-aceasta-ocazie/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
	
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		<item>
		<title>Statul reglementeaza doar obligat de CE. De ce nu ma mir.</title>
		<link>http://acbdr.wordpress.com/2010/01/21/statul-reglementeaza-doar-obligat-de-ce-de-ce-nu-ma-mir/</link>
		<comments>http://acbdr.wordpress.com/2010/01/21/statul-reglementeaza-doar-obligat-de-ce-de-ce-nu-ma-mir/#comments</comments>
		<pubDate>Thu, 21 Jan 2010 05:48:45 +0000</pubDate>
		<dc:creator>moderat</dc:creator>
				<category><![CDATA[anpc]]></category>
		<category><![CDATA[asociatia clientilor bancilor din romania]]></category>
		<category><![CDATA[banci]]></category>
		<category><![CDATA[comisioane]]></category>
		<category><![CDATA[credite]]></category>

		<guid isPermaLink="false">http://acbdr.wordpress.com/?p=648</guid>
		<description><![CDATA[Consiliul Concurenţei intenţionează să propună reducerea la 1% a comisioanelor de rambursare anticipată pentru toate creditele cu dobândă variabilă, inclusiv pentru cele ipotecare. Autorităţile locale dau dovadă de foarte mult zel când vine vorba de aplicarea directivelor comunitare. Consiliul Concurenţei a anunţat recent că intenţionează să discute cu Autoritatea Naţională pentru Protecţia Consumatorului (ANPC) plafonarea [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=acbdr.wordpress.com&amp;blog=6418271&amp;post=648&amp;subd=acbdr&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>6</slash:comments>
	
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		<title>Ghidul clientului bancar tratat abuziv</title>
		<link>http://acbdr.wordpress.com/2010/01/20/ghidul-clientului-bancar-tratat-abuziv/</link>
		<comments>http://acbdr.wordpress.com/2010/01/20/ghidul-clientului-bancar-tratat-abuziv/#comments</comments>
		<pubDate>Wed, 20 Jan 2010 05:15:03 +0000</pubDate>
		<dc:creator>moderat</dc:creator>
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		<category><![CDATA[Procese]]></category>
		<category><![CDATA[asociatia clientilor bancilor]]></category>
		<category><![CDATA[opc]]></category>

		<guid isPermaLink="false">http://acbdr.wordpress.com/?p=645</guid>
		<description><![CDATA[Două autorităţi ale statului, o instituţie privată şi o organizaţie nonguvernamentală. Acestea sunt cele patru locuri unde pot face reclamaţii clienţii nemulţumiţi de bănci. Autoritatea Naţională pentru Protecţia Consumatorului rămâne principala instituţie care poate ajuta clienţii persoane fizice în relaţia cu băncile. Cele mai frecvente reclamaţii pe care le primeşte ANPC, o bună parte finalizate [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=acbdr.wordpress.com&amp;blog=6418271&amp;post=645&amp;subd=acbdr&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://acbdr.wordpress.com/2010/01/20/ghidul-clientului-bancar-tratat-abuziv/feed/</wfw:commentRss>
		<slash:comments>15</slash:comments>
	
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		<title>Volksffeisen.</title>
		<link>http://acbdr.wordpress.com/2010/01/15/volksffeisen/</link>
		<comments>http://acbdr.wordpress.com/2010/01/15/volksffeisen/#comments</comments>
		<pubDate>Fri, 15 Jan 2010 06:02:22 +0000</pubDate>
		<dc:creator>moderat</dc:creator>
				<category><![CDATA[banci]]></category>
		<category><![CDATA[acbdr]]></category>
		<category><![CDATA[asociatia clientilor bancilor din romania]]></category>
		<category><![CDATA[raiffeisen]]></category>
		<category><![CDATA[volksbank]]></category>

		<guid isPermaLink="false">http://acbdr.wordpress.com/?p=642</guid>
		<description><![CDATA[Raiffeisen Zentralbank (RZB), care controleaza indirect Raiffeisen Bank Romania, poarta negocieri cu Volksbank, aflata pe pierdere, in vederea unei fuziuni intre cele doua mari banci austriece, potrivit presei de la Viena. Surse bancare afirma ca Volksbank nu are probleme de lichiditate, insa problemele tin de nivelul capitalului, care nu mai face fata cresterii provizioanelor pentru [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=acbdr.wordpress.com&amp;blog=6418271&amp;post=642&amp;subd=acbdr&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://acbdr.wordpress.com/2010/01/15/volksffeisen/feed/</wfw:commentRss>
		<slash:comments>12</slash:comments>
	
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		<title>Ce fac alte asociatii.</title>
		<link>http://acbdr.wordpress.com/2010/01/02/ce-fac-alte-asociatii/</link>
		<comments>http://acbdr.wordpress.com/2010/01/02/ce-fac-alte-asociatii/#comments</comments>
		<pubDate>Sat, 02 Jan 2010 19:20:46 +0000</pubDate>
		<dc:creator>moderat</dc:creator>
				<category><![CDATA[anpc]]></category>
		<category><![CDATA[asociatia clientilor bancilor din romania]]></category>
		<category><![CDATA[banci]]></category>
		<category><![CDATA[bnr]]></category>
		<category><![CDATA[comisioane]]></category>
		<category><![CDATA[credite]]></category>
		<category><![CDATA[dobanzi]]></category>
		<category><![CDATA[euro]]></category>
		<category><![CDATA[opc]]></category>
		<category><![CDATA[Procese]]></category>
		<category><![CDATA[procese cu banca]]></category>

		<guid isPermaLink="false">http://acbdr.wordpress.com/?p=635</guid>
		<description><![CDATA[Un grup italian ce apara drepturile consumatorilor a lansat doua actiuni in justitie impotriva unor banci din Italia, din cauza comisioanelor percepute la sumele extrase fara acoperire, a anuntat presa din Peninsula, citata de AFP. Cele doua reclamatii, depuse in numele consumatorilor italieni, ar putea costa cele doua banci 6.25 miliarde de euro. AFP precizeaza [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=acbdr.wordpress.com&amp;blog=6418271&amp;post=635&amp;subd=acbdr&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://acbdr.wordpress.com/2010/01/02/ce-fac-alte-asociatii/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
	
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		<title>Sarbatori in sarbatoare!</title>
		<link>http://acbdr.wordpress.com/2009/12/24/sarbatori-in-sarbatoare/</link>
		<comments>http://acbdr.wordpress.com/2009/12/24/sarbatori-in-sarbatoare/#comments</comments>
		<pubDate>Thu, 24 Dec 2009 11:42:55 +0000</pubDate>
		<dc:creator>moderat</dc:creator>
				<category><![CDATA[banci]]></category>

		<guid isPermaLink="false">http://acbdr.wordpress.com/2009/12/24/sarbatori-in-sarbatoare/</guid>
		<description><![CDATA[Sa va fie Craciunul cald, bogat si linistit, iar anul nou mai bun decat asa cum vi-l doriti! Sarbatori frumoase tuturor! Posted in banci<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=acbdr.wordpress.com&amp;blog=6418271&amp;post=633&amp;subd=acbdr&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://acbdr.wordpress.com/2009/12/24/sarbatori-in-sarbatoare/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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		<title>Revolutie vs Lovitura de stat. (off topic)</title>
		<link>http://acbdr.wordpress.com/2009/11/23/revolutie-vs-lovitura-de-stat-off-topic/</link>
		<comments>http://acbdr.wordpress.com/2009/11/23/revolutie-vs-lovitura-de-stat-off-topic/#comments</comments>
		<pubDate>Mon, 23 Nov 2009 21:43:07 +0000</pubDate>
		<dc:creator>moderat</dc:creator>
				<category><![CDATA[Punct de vedere]]></category>
		<category><![CDATA[off topic]]></category>
		<category><![CDATA[politica]]></category>

		<guid isPermaLink="false">http://acbdr.wordpress.com/?p=629</guid>
		<description><![CDATA[Azi am urmarit dezbaterile de pe forumuri referitoare la decizia lui Crin de a-l sustine pe Geoana. Cum nu poti spune Geoana fara sa te gandesti la Iliescu, cred ca am gasit si legatura dintre Crin si Iliescu: 1989: incepe Revolutia in Romania si se termina cu o lovitura de stat a lui Iliescu 2009: [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=acbdr.wordpress.com&amp;blog=6418271&amp;post=629&amp;subd=acbdr&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://acbdr.wordpress.com/2009/11/23/revolutie-vs-lovitura-de-stat-off-topic/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
	
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		<title>BNR a amendat recent o banca; intreaga conducere a bancii.</title>
		<link>http://acbdr.wordpress.com/2009/11/20/bnr-a-amendat-recent-o-banca-intreaga-conducere-a-bancii/</link>
		<comments>http://acbdr.wordpress.com/2009/11/20/bnr-a-amendat-recent-o-banca-intreaga-conducere-a-bancii/#comments</comments>
		<pubDate>Fri, 20 Nov 2009 07:27:36 +0000</pubDate>
		<dc:creator>moderat</dc:creator>
				<category><![CDATA[banci]]></category>
		<category><![CDATA[bnr]]></category>
		<category><![CDATA[bancile-mama]]></category>
		<category><![CDATA[isarescu]]></category>
		<category><![CDATA[reglementari]]></category>

		<guid isPermaLink="false">http://acbdr.wordpress.com/?p=618</guid>
		<description><![CDATA[Nicolae Cinteza, BNR: &#8220;Am amendat conducerea unei banci si pe toti membrii Consiliului de Administratie cu cate 6 salarii. Mintisera&#8221; Ultima amenda data? Nicolae Cinteza: Un intreg Consiliu de Administratie al unei banci si conducerea ei. Le-am dat 9 amenzi, fiecare a cate 6 salarii. De ce ? Nicolae Cinteza: Pentru „ aplicarea eronata a [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=acbdr.wordpress.com&amp;blog=6418271&amp;post=618&amp;subd=acbdr&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://acbdr.wordpress.com/2009/11/20/bnr-a-amendat-recent-o-banca-intreaga-conducere-a-bancii/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
	
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		<title>Dumnezeu, bancherul si fericirea. Medicamenteeee!</title>
		<link>http://acbdr.wordpress.com/2009/11/08/dumnezeu-bancherul-si-fericirea-medicameeenteeee/</link>
		<comments>http://acbdr.wordpress.com/2009/11/08/dumnezeu-bancherul-si-fericirea-medicameeenteeee/#comments</comments>
		<pubDate>Sun, 08 Nov 2009 20:22:26 +0000</pubDate>
		<dc:creator>moderat</dc:creator>
				<category><![CDATA[Punct de vedere]]></category>
		<category><![CDATA[bancheri]]></category>
		<category><![CDATA[Goldman Sachs]]></category>
		<category><![CDATA[investiti]]></category>
		<category><![CDATA[Lloyd Blankfein]]></category>

		<guid isPermaLink="false">http://acbdr.wordpress.com/2009/11/08/dumnezeu-bancherul-si-fericirea-medicameeenteeee/</guid>
		<description><![CDATA[Seful celei mai mari banci de investitii din lume: &#8220;Bancherii duc la indeplinire lucrarea lui Dumnezeu&#8221; Lloyd Blankfein, presedintele si directorul executiv al celei mai mari banci de investitii din lume, Goldman Sachs, a declarat ca bancherii duc la indeplinire &#8220;lucrarea lui Dumnezeu&#8221;, conform publicatiei britanice The Telegraph. Blankfein, fiu al unui postas din Brooklyn, [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=acbdr.wordpress.com&amp;blog=6418271&amp;post=616&amp;subd=acbdr&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://acbdr.wordpress.com/2009/11/08/dumnezeu-bancherul-si-fericirea-medicameeenteeee/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
	
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		<title>Cu o mana in buzunarul clientilor si cu a doua ‘pumnul in gura’</title>
		<link>http://acbdr.wordpress.com/2009/11/04/cu-o-mana-in-buzunarul-clientilor-si-cu-a-doua-%e2%80%98pumnul-in-gura%e2%80%99/</link>
		<comments>http://acbdr.wordpress.com/2009/11/04/cu-o-mana-in-buzunarul-clientilor-si-cu-a-doua-%e2%80%98pumnul-in-gura%e2%80%99/#comments</comments>
		<pubDate>Wed, 04 Nov 2009 06:29:27 +0000</pubDate>
		<dc:creator>moderat</dc:creator>
				<category><![CDATA[asociatia clientilor bancilor din romania]]></category>
		<category><![CDATA[banci]]></category>
		<category><![CDATA[contract]]></category>
		<category><![CDATA[Punct de vedere]]></category>
		<category><![CDATA[volksbank]]></category>
		<category><![CDATA[abuz]]></category>

		<guid isPermaLink="false">http://acbdr.wordpress.com/?p=613</guid>
		<description><![CDATA[Aceasta este noua politica a bancii Volksbank. Dupa ce a demarat practicile abuzive in noiembrie 2007 prin majorarea dobanzii fixe la creditele in sold in euro, urmand cele in lei, apoi cu prelungirea CRMO dar si prin propunerea a diverse acte aditionale clientilor prin care le oferea un cui ca apoi sa le poata lua [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=acbdr.wordpress.com&amp;blog=6418271&amp;post=613&amp;subd=acbdr&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://acbdr.wordpress.com/2009/11/04/cu-o-mana-in-buzunarul-clientilor-si-cu-a-doua-%e2%80%98pumnul-in-gura%e2%80%99/feed/</wfw:commentRss>
		<slash:comments>15</slash:comments>
	
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		<title>Volksbank – modifica Comisioanele, Taxele si Conditiile de Afaceri.</title>
		<link>http://acbdr.wordpress.com/2009/11/02/volksbank-%e2%80%93-modifica-comisioanele-taxele-si-conditiile-de-afaceri/</link>
		<comments>http://acbdr.wordpress.com/2009/11/02/volksbank-%e2%80%93-modifica-comisioanele-taxele-si-conditiile-de-afaceri/#comments</comments>
		<pubDate>Mon, 02 Nov 2009 14:18:58 +0000</pubDate>
		<dc:creator>moderat</dc:creator>
				<category><![CDATA[abuz]]></category>
		<category><![CDATA[anpc]]></category>
		<category><![CDATA[asociatia clientilor bancilor din romania]]></category>
		<category><![CDATA[banci]]></category>
		<category><![CDATA[comisioane]]></category>
		<category><![CDATA[contract]]></category>
		<category><![CDATA[dobanzi]]></category>
		<category><![CDATA[volksbank]]></category>
		<category><![CDATA[clauze]]></category>
		<category><![CDATA[conditii generale de afaceri]]></category>
		<category><![CDATA[modificare unilaterala]]></category>
		<category><![CDATA[oug 113/12.10.2009]]></category>
		<category><![CDATA[reglementari]]></category>
		<category><![CDATA[taxe si comisioane]]></category>

		<guid isPermaLink="false">http://acbdr.wordpress.com/?p=611</guid>
		<description><![CDATA[Una dintre cele mai constante banci in actiunile sale (din pacate, in practice incorecte zic eu), Volksbank a modificat incepand de ieri, 1 nov 2009 – duminica !!!, comisioanele si tarifele dar si Conditiile Generale de Afaceri. Prin modificarea acestora sper ca toti intelegeti majorarea lor, dar si introducerea de noi taxe. De exemplu, esti [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=acbdr.wordpress.com&amp;blog=6418271&amp;post=611&amp;subd=acbdr&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://acbdr.wordpress.com/2009/11/02/volksbank-%e2%80%93-modifica-comisioanele-taxele-si-conditiile-de-afaceri/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
	
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		<title>Remember. De la acest moment clientii au constientizat ca au si drepturi</title>
		<link>http://acbdr.wordpress.com/2009/10/24/remember-de-la-acest-moment-clientii-au-constientizat-ca-au-si-drepturi/</link>
		<comments>http://acbdr.wordpress.com/2009/10/24/remember-de-la-acest-moment-clientii-au-constientizat-ca-au-si-drepturi/#comments</comments>
		<pubDate>Sat, 24 Oct 2009 08:24:43 +0000</pubDate>
		<dc:creator>moderat</dc:creator>
				<category><![CDATA[abuz]]></category>
		<category><![CDATA[anpc]]></category>
		<category><![CDATA[asociatia clientilor bancilor din romania]]></category>
		<category><![CDATA[banci]]></category>
		<category><![CDATA[contract]]></category>
		<category><![CDATA[credite]]></category>
		<category><![CDATA[dobanzi]]></category>
		<category><![CDATA[euro]]></category>
		<category><![CDATA[Procese]]></category>
		<category><![CDATA[amenzi]]></category>
		<category><![CDATA[banca romaneasca]]></category>
		<category><![CDATA[buzau]]></category>
		<category><![CDATA[clauze]]></category>
		<category><![CDATA[dobanzi marite]]></category>
		<category><![CDATA[proces cu banca]]></category>
		<category><![CDATA[profesor de istorie]]></category>
		<category><![CDATA[valeriu nicolae]]></category>

		<guid isPermaLink="false">http://acbdr.wordpress.com/?p=604</guid>
		<description><![CDATA[Luna aceasta se implinesc 2 ani ( 17 octombrie 2007) de la sentinta prin care un client persoana fizica, primul, a obtinut o hotarare judecatoreasca definitiva prin care ii sunt recunoscute drepturile de parte intr-un contract, drepturi neglijate de banci atunci dar si acum. Acel moment constituie o referinta in relatia dintre clienti si banci, [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=acbdr.wordpress.com&amp;blog=6418271&amp;post=604&amp;subd=acbdr&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://acbdr.wordpress.com/2009/10/24/remember-de-la-acest-moment-clientii-au-constientizat-ca-au-si-drepturi/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
	
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		<title>Schimbari la Volksbank; &#8216;liber impuse!&#8217;</title>
		<link>http://acbdr.wordpress.com/2009/10/22/schimbari-la-volksbank-liber-impuse/</link>
		<comments>http://acbdr.wordpress.com/2009/10/22/schimbari-la-volksbank-liber-impuse/#comments</comments>
		<pubDate>Thu, 22 Oct 2009 06:45:06 +0000</pubDate>
		<dc:creator>moderat</dc:creator>
				<category><![CDATA[abuz]]></category>
		<category><![CDATA[act aditional]]></category>
		<category><![CDATA[asociatia clientilor bancilor din romania]]></category>
		<category><![CDATA[banci]]></category>
		<category><![CDATA[bnr]]></category>
		<category><![CDATA[contract]]></category>
		<category><![CDATA[credite]]></category>
		<category><![CDATA[dobanzi]]></category>
		<category><![CDATA[Procese]]></category>
		<category><![CDATA[Punct de vedere]]></category>
		<category><![CDATA[volksbank]]></category>
		<category><![CDATA[dobanda fixa]]></category>
		<category><![CDATA[dobanzi marite]]></category>
		<category><![CDATA[Gerald]]></category>
		<category><![CDATA[isarescu]]></category>
		<category><![CDATA[modificari]]></category>
		<category><![CDATA[prelungire RMO]]></category>
		<category><![CDATA[roxana bolocan]]></category>
		<category><![CDATA[Schreiner]]></category>

		<guid isPermaLink="false">http://acbdr.wordpress.com/?p=599</guid>
		<description><![CDATA[Dupa cum se zvonea in piata acum mai bine de 2 saptamani, informatii postate chiar aici (comentariile 89,90,91), Roxana Bolocan, care a condus operatiunile de retail ale Volksbank intr-o perioada in care banca a crescut agresiv, isi cauta un nou loc de munca. Nu se stie exact motivul acestei inlocuiri, unii spun ca este efect [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=acbdr.wordpress.com&amp;blog=6418271&amp;post=599&amp;subd=acbdr&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://acbdr.wordpress.com/2009/10/22/schimbari-la-volksbank-liber-impuse/feed/</wfw:commentRss>
		<slash:comments>22</slash:comments>
	
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		<title>Bancile isi trateaza clientii cu opacitate, ignoranta si interes (BM)</title>
		<link>http://acbdr.wordpress.com/2009/10/21/bancile-isi-trateaza-clientii-cu-opacitate-ignoranta-si-interes-bm/</link>
		<comments>http://acbdr.wordpress.com/2009/10/21/bancile-isi-trateaza-clientii-cu-opacitate-ignoranta-si-interes-bm/#comments</comments>
		<pubDate>Wed, 21 Oct 2009 06:21:47 +0000</pubDate>
		<dc:creator>moderat</dc:creator>
				<category><![CDATA[abuz]]></category>
		<category><![CDATA[anpc]]></category>
		<category><![CDATA[ARB]]></category>
		<category><![CDATA[asociatia clientilor bancilor din romania]]></category>
		<category><![CDATA[banci]]></category>
		<category><![CDATA[bnr]]></category>
		<category><![CDATA[comisioane]]></category>
		<category><![CDATA[contract]]></category>
		<category><![CDATA[credite]]></category>
		<category><![CDATA[curs valutar]]></category>
		<category><![CDATA[dobanzi]]></category>
		<category><![CDATA[euro]]></category>
		<category><![CDATA[lei]]></category>
		<category><![CDATA[opc]]></category>
		<category><![CDATA[dobanda]]></category>
		<category><![CDATA[executare silita]]></category>

		<guid isPermaLink="false">http://acbdr.wordpress.com/?p=597</guid>
		<description><![CDATA[Toata lumea constata practicile din sistemul bancar romanesc, insa autoritatile noastre sunt inerte iar bancile continua sa-si subjuge clientii. Educaţia financiară precară din România şi lipsa de transparenţă a băncilor este o combinaţie cât se poate de riscantă, însă un grad ridicat de risc este corelat de cele mai multe ori şi cu un câştig [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=acbdr.wordpress.com&amp;blog=6418271&amp;post=597&amp;subd=acbdr&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://acbdr.wordpress.com/2009/10/21/bancile-isi-trateaza-clientii-cu-opacitate-ignoranta-si-interes-bm/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
	
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		<title>Volksbank pierde proces dupa proces</title>
		<link>http://acbdr.wordpress.com/2009/10/20/593/</link>
		<comments>http://acbdr.wordpress.com/2009/10/20/593/#comments</comments>
		<pubDate>Tue, 20 Oct 2009 07:00:45 +0000</pubDate>
		<dc:creator>moderat</dc:creator>
				<category><![CDATA[abuz]]></category>
		<category><![CDATA[act aditional]]></category>
		<category><![CDATA[anpc]]></category>
		<category><![CDATA[asociatia clientilor bancilor din romania]]></category>
		<category><![CDATA[banci]]></category>
		<category><![CDATA[contract]]></category>
		<category><![CDATA[credite]]></category>
		<category><![CDATA[curs valutar]]></category>
		<category><![CDATA[dobanzi]]></category>
		<category><![CDATA[euro]]></category>
		<category><![CDATA[lei]]></category>
		<category><![CDATA[opc]]></category>
		<category><![CDATA[Procese]]></category>
		<category><![CDATA[rezerva minima obligatorie]]></category>
		<category><![CDATA[rmo]]></category>
		<category><![CDATA[volksbank]]></category>
		<category><![CDATA[abuzuri]]></category>
		<category><![CDATA[clauze]]></category>
		<category><![CDATA[dobanda]]></category>
		<category><![CDATA[dobanda fixa]]></category>
		<category><![CDATA[dobanzi marite]]></category>
		<category><![CDATA[prelungire RMO]]></category>
		<category><![CDATA[proces cu banca]]></category>
		<category><![CDATA[renuntare rmo]]></category>

		<guid isPermaLink="false">http://acbdr.wordpress.com/?p=593</guid>
		<description><![CDATA[Ulterior serialului &#8216;Volksbank &#8211; abuz dupa abuz&#8217; urmeaza &#8216;Volksbank pierde proces dupa proces&#8217;. Accesand linkul de mai jos gasiti o hotarare judecatoreasca definitiva prin care banca este obligata sa anuleze clauzale abuzive din contract, clauze prin care banca a marit dobanda fixa si a prelungit CRMO. Este doar inceputul, si incercarile nesimtite ale bancii de [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=acbdr.wordpress.com&amp;blog=6418271&amp;post=593&amp;subd=acbdr&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://acbdr.wordpress.com/2009/10/20/593/feed/</wfw:commentRss>
		<slash:comments>58</slash:comments>
	
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		<title>Angajam Prim Ministru. sau: Cine vrea sa-l compromita pe Klaus Johannis?</title>
		<link>http://acbdr.wordpress.com/2009/10/14/angajam-prim-ministru-sau-cine-vrea-sa-l-compromita-pe-klaus-johannis/</link>
		<comments>http://acbdr.wordpress.com/2009/10/14/angajam-prim-ministru-sau-cine-vrea-sa-l-compromita-pe-klaus-johannis/#comments</comments>
		<pubDate>Wed, 14 Oct 2009 07:30:28 +0000</pubDate>
		<dc:creator>moderat</dc:creator>
				<category><![CDATA[Punct de vedere]]></category>
		<category><![CDATA[anarhie politica]]></category>
		<category><![CDATA[cds]]></category>
		<category><![CDATA[curs valutar]]></category>
		<category><![CDATA[klaus johannes]]></category>
		<category><![CDATA[majoritate]]></category>
		<category><![CDATA[prim ministru]]></category>

		<guid isPermaLink="false">http://acbdr.wordpress.com/?p=586</guid>
		<description><![CDATA[In urma caderii guvernului a inceput circul politic, consultari, majoritati, negocieri, aliante, grija de tara, propuneri, interpretari constitutionale, samd. Artizanii motiunii au anuntat aseara ca sustin un guvern de tehnocrati avandul ca PM pe Klaus Johannis pentru ‘a organiza alegeri libere’ pentru fotoliul de la Cotroceni. Adica un guvern pentru 50 de zile. Nu discut [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=acbdr.wordpress.com&amp;blog=6418271&amp;post=586&amp;subd=acbdr&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://acbdr.wordpress.com/2009/10/14/angajam-prim-ministru-sau-cine-vrea-sa-l-compromita-pe-klaus-johannis/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
	
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		<title>Sondaj de opinie.</title>
		<link>http://acbdr.wordpress.com/2009/10/12/sondaj-de-opinie/</link>
		<comments>http://acbdr.wordpress.com/2009/10/12/sondaj-de-opinie/#comments</comments>
		<pubDate>Mon, 12 Oct 2009 15:16:21 +0000</pubDate>
		<dc:creator>moderat</dc:creator>
				<category><![CDATA[anpc]]></category>
		<category><![CDATA[ARB]]></category>
		<category><![CDATA[asociatia clientilor bancilor din romania]]></category>
		<category><![CDATA[banci]]></category>
		<category><![CDATA[Punct de vedere]]></category>
		<category><![CDATA[clienti]]></category>
		<category><![CDATA[educatie]]></category>
		<category><![CDATA[forum]]></category>
		<category><![CDATA[informare]]></category>
		<category><![CDATA[protectie]]></category>
		<category><![CDATA[sondaj de opinie]]></category>
		<category><![CDATA[sondaje]]></category>
		<category><![CDATA[testare]]></category>

		<guid isPermaLink="false">http://acbdr.wordpress.com/?p=584</guid>
		<description><![CDATA[Pentru a-mi face o arecare imagine asupra ce urmeaza sa fac in perioada urmatoare am considerat util a lansa pe blogul Asociatiei Clientilor Bancilor din Romania ( aici ) un sondaj, la care va rog a participa. Intrebarea adresata este: Este necesara infiintarea unei Asociatii a Clientilor Bancilor cu scopul de ai educa, informa si [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=acbdr.wordpress.com&amp;blog=6418271&amp;post=584&amp;subd=acbdr&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://acbdr.wordpress.com/2009/10/12/sondaj-de-opinie/feed/</wfw:commentRss>
		<slash:comments>27</slash:comments>
	
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		<title>Formula de calcul a dobanzii: SECRET BANCAR.</title>
		<link>http://acbdr.wordpress.com/2009/10/09/formula-de-calcul-a-dobanzii-secret-bancar/</link>
		<comments>http://acbdr.wordpress.com/2009/10/09/formula-de-calcul-a-dobanzii-secret-bancar/#comments</comments>
		<pubDate>Fri, 09 Oct 2009 05:31:43 +0000</pubDate>
		<dc:creator>moderat</dc:creator>
				<category><![CDATA[abuz]]></category>
		<category><![CDATA[asociatia clientilor bancilor din romania]]></category>
		<category><![CDATA[banci]]></category>
		<category><![CDATA[chf]]></category>
		<category><![CDATA[contract]]></category>
		<category><![CDATA[credite]]></category>
		<category><![CDATA[dobanzi]]></category>
		<category><![CDATA[opc]]></category>
		<category><![CDATA[banspost]]></category>
		<category><![CDATA[formula de calcul donanda]]></category>

		<guid isPermaLink="false">http://acbdr.wordpress.com/?p=580</guid>
		<description><![CDATA[In timp ce bancile elvetiene cedeaza din renumitul SECRET BANCAR ELVETIAN, in urma proceselor internationale, bancile noastre se intrec a ascunde fata de clienti formula de calcul a dobanzilor pentru creditele semnate pana in decembrie 2008. Acest aspect este valabil pentru majoritatea celor 40 de banci, insa aici voi exemplifica un caz concret, la BancPost, [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=acbdr.wordpress.com&amp;blog=6418271&amp;post=580&amp;subd=acbdr&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://acbdr.wordpress.com/2009/10/09/formula-de-calcul-a-dobanzii-secret-bancar/feed/</wfw:commentRss>
		<slash:comments>29</slash:comments>
	
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		<title>Isarescu, mai apatic ca oricand. Olteanu un taran.</title>
		<link>http://acbdr.wordpress.com/2009/10/08/isarescu-mai-apatic-ca-oricand/</link>
		<comments>http://acbdr.wordpress.com/2009/10/08/isarescu-mai-apatic-ca-oricand/#comments</comments>
		<pubDate>Thu, 08 Oct 2009 11:48:25 +0000</pubDate>
		<dc:creator>moderat</dc:creator>
				<category><![CDATA[bnr]]></category>
		<category><![CDATA[Punct de vedere]]></category>
		<category><![CDATA[consiliu de administratie]]></category>
		<category><![CDATA[isarescu]]></category>
		<category><![CDATA[numire guvernator]]></category>
		<category><![CDATA[obogdan olteanu]]></category>

		<guid isPermaLink="false">http://acbdr.wordpress.com/?p=574</guid>
		<description><![CDATA[Am reusit sa urmaresc azi votarea in Parlament a noi conduceri, cu mandate din 11 octombrie. Nicio surpriza, cireada politica a votat politic, lista propusa si compusa din cei 9 membrii avizati de comisie a primit 251 de voturi pentru si 40 impotriva. Dupa aflarea rezultatului a fost rugat a adresa cateva cuvinte camerelor reunite. [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=acbdr.wordpress.com&amp;blog=6418271&amp;post=574&amp;subd=acbdr&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://acbdr.wordpress.com/2009/10/08/isarescu-mai-apatic-ca-oricand/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
	
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		<title>Ganduri.</title>
		<link>http://acbdr.wordpress.com/2009/10/08/ganduri/</link>
		<comments>http://acbdr.wordpress.com/2009/10/08/ganduri/#comments</comments>
		<pubDate>Thu, 08 Oct 2009 07:52:22 +0000</pubDate>
		<dc:creator>moderat</dc:creator>
				<category><![CDATA[Punct de vedere]]></category>
		<category><![CDATA[ganduri]]></category>

		<guid isPermaLink="false">http://acbdr.wordpress.com/?p=572</guid>
		<description><![CDATA[NU VREM RESPECT. noi avem respect. Daca altii vor inseamna ca n-au, si atunci nu-l merita. SA FUGIM DIN TARA. Da suntem in aceasi situatie ca in vremurile in care nu se pleca din tara, SE FUGEA. MISCAREA DE REZISTENTA. Never. Promotor al adevăratelor valori, spun ei, dar valorile sunt “alese” de ei. Ce rezistenta, [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=acbdr.wordpress.com&amp;blog=6418271&amp;post=572&amp;subd=acbdr&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://acbdr.wordpress.com/2009/10/08/ganduri/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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		<title>Popa si olteanu, nu-i un film din seria BD ci noua conducere a BNR.</title>
		<link>http://acbdr.wordpress.com/2009/10/06/popa-si-olteanu-nu-i-un-film-din-sera-bd-ci-noua-conducere-a-bnr/</link>
		<comments>http://acbdr.wordpress.com/2009/10/06/popa-si-olteanu-nu-i-un-film-din-sera-bd-ci-noua-conducere-a-bnr/#comments</comments>
		<pubDate>Tue, 06 Oct 2009 19:27:40 +0000</pubDate>
		<dc:creator>moderat</dc:creator>
				<category><![CDATA[bnr]]></category>
		<category><![CDATA[conducerea bnr]]></category>

		<guid isPermaLink="false">http://acbdr.wordpress.com/?p=569</guid>
		<description><![CDATA[Cand politicul isi baga coada nu poate sa rezulte nimic bun. Daca exista un om intreg la cap care poate sa-mi spuna plusul lui Olteanu in fata lui Daianu, atunci eu ma alatur lui Badea si-mi pun pene pe cur. Atributiunile lui Olteanu: Olteanu ar urma să se ocupe de relaţii internaţionale, rezerve valutare şi [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=acbdr.wordpress.com&amp;blog=6418271&amp;post=569&amp;subd=acbdr&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://acbdr.wordpress.com/2009/10/06/popa-si-olteanu-nu-i-un-film-din-sera-bd-ci-noua-conducere-a-bnr/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
	
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		<title>Marja de profit a bancilor s-a dublat in 3 luni!</title>
		<link>http://acbdr.wordpress.com/2009/10/06/marja-de-profit-a-bancilor-s-a-dublat-in-3-luni/</link>
		<comments>http://acbdr.wordpress.com/2009/10/06/marja-de-profit-a-bancilor-s-a-dublat-in-3-luni/#comments</comments>
		<pubDate>Tue, 06 Oct 2009 05:06:29 +0000</pubDate>
		<dc:creator>moderat</dc:creator>
				<category><![CDATA[asociatia clientilor bancilor din romania]]></category>
		<category><![CDATA[credite]]></category>
		<category><![CDATA[dobanzi]]></category>
		<category><![CDATA[euro]]></category>
		<category><![CDATA[lei]]></category>
		<category><![CDATA[abuz]]></category>
		<category><![CDATA[banci]]></category>
		<category><![CDATA[bcr]]></category>
		<category><![CDATA[marja]]></category>

		<guid isPermaLink="false">http://acbdr.wordpress.com/?p=565</guid>
		<description><![CDATA[Bancile umfla marja de dobanda pentru a-si umple sacul fara fund, si fac abstractie de puterea de returnare a clientilor, se fac ca nu observa ca 1 din 5 clienti nu-si mai poate platii ratele acum. Opereaza reduceri de dobanzi la credite neproportionale cu realitatea din piata la credite astfel reusind ca in 3 luni [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=acbdr.wordpress.com&amp;blog=6418271&amp;post=565&amp;subd=acbdr&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://acbdr.wordpress.com/2009/10/06/marja-de-profit-a-bancilor-s-a-dublat-in-3-luni/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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		<title>Creditul in CHF –Opinii utile. Evitati refinantarea acum.</title>
		<link>http://acbdr.wordpress.com/2009/10/05/creditul-in-chf-%e2%80%93opinii-utile-evitati-refinantarea-acum/</link>
		<comments>http://acbdr.wordpress.com/2009/10/05/creditul-in-chf-%e2%80%93opinii-utile-evitati-refinantarea-acum/#comments</comments>
		<pubDate>Mon, 05 Oct 2009 05:01:38 +0000</pubDate>
		<dc:creator>moderat</dc:creator>
				<category><![CDATA[asociatia clientilor bancilor din romania]]></category>
		<category><![CDATA[chf]]></category>
		<category><![CDATA[credite]]></category>
		<category><![CDATA[curs valutar]]></category>
		<category><![CDATA[dobanzi]]></category>
		<category><![CDATA[Punct de vedere]]></category>
		<category><![CDATA[dobanda]]></category>
		<category><![CDATA[libor]]></category>
		<category><![CDATA[refinantare]]></category>
		<category><![CDATA[risc]]></category>

		<guid isPermaLink="false">http://acbdr.wordpress.com/?p=563</guid>
		<description><![CDATA[Rata pentru un credit în franci elveţieni a crescut cu 30 până la 50% faţă de anul trecut, din cauza cursului valutar. Care sunt cele mai bune strategii pentru următorii ani de plată: 1. Ciclicitate Prima regulă: Francul este monedă de refugiu. Se întăreşte pe timp de criză şi slăbeşte când pieţele se înfierbântă. 2. [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=acbdr.wordpress.com&amp;blog=6418271&amp;post=563&amp;subd=acbdr&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://acbdr.wordpress.com/2009/10/05/creditul-in-chf-%e2%80%93opinii-utile-evitati-refinantarea-acum/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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		<title>Romania, te iubesc!</title>
		<link>http://acbdr.wordpress.com/2009/10/04/romania-te-iubesc/</link>
		<comments>http://acbdr.wordpress.com/2009/10/04/romania-te-iubesc/#comments</comments>
		<pubDate>Sun, 04 Oct 2009 07:19:25 +0000</pubDate>
		<dc:creator>moderat</dc:creator>
				<category><![CDATA[abuz]]></category>
		<category><![CDATA[anpc]]></category>
		<category><![CDATA[asociatia clientilor bancilor din romania]]></category>
		<category><![CDATA[banci]]></category>
		<category><![CDATA[comisioane]]></category>
		<category><![CDATA[credite]]></category>
		<category><![CDATA[curs valutar]]></category>
		<category><![CDATA[dobanzi]]></category>
		<category><![CDATA[euro]]></category>
		<category><![CDATA[rate]]></category>

		<guid isPermaLink="false">http://acbdr.wordpress.com/?p=561</guid>
		<description><![CDATA[Romanii, tot mai stransi cu usa creditelor ipotecare Duminica, 4 octombrie, de la ora 18:00, in cadrul emisiunii Romania, te iubesc!, Anca Nastasi prezinta o ancheta despre situatia datornicilor la banci din Romania, in comparatie cu cei din alte state din fostul bloc comunist: Ungaria, Cehia si Polonia. O analiza regionala ce merita s-o urmariti [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=acbdr.wordpress.com&amp;blog=6418271&amp;post=561&amp;subd=acbdr&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://acbdr.wordpress.com/2009/10/04/romania-te-iubesc/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
	
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		<title>Din ciclul “Banca te vrea prost”</title>
		<link>http://acbdr.wordpress.com/2009/10/02/din-ciclul-%e2%80%9cbanca-te-vrea-prost%e2%80%9d/</link>
		<comments>http://acbdr.wordpress.com/2009/10/02/din-ciclul-%e2%80%9cbanca-te-vrea-prost%e2%80%9d/#comments</comments>
		<pubDate>Fri, 02 Oct 2009 18:49:47 +0000</pubDate>
		<dc:creator>moderat</dc:creator>
				<category><![CDATA[asociatia clientilor bancilor din romania]]></category>
		<category><![CDATA[banci]]></category>
		<category><![CDATA[Punct de vedere]]></category>
		<category><![CDATA[Raiffeisen Bank]]></category>
		<category><![CDATA[bcr]]></category>
		<category><![CDATA[educatie financiara]]></category>
		<category><![CDATA[ghiduri de informare]]></category>
		<category><![CDATA[raiffeisen]]></category>

		<guid isPermaLink="false">http://acbdr.wordpress.com/?p=555</guid>
		<description><![CDATA[Conform datelor recente publicate de banca centrala bancile, datorita cresterii numarul celor ce nu-si mai pot achita ratele, sunt nevoite sa creasca volumul provizioanelor, deci diminuarea superprofiturilor. Ei asta e un mare bai cand trebuie sa raportezi la zeus din banca mama, si atunci mintile luminate de prin bancile noastre au bagat picioarele intr-un lighean [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=acbdr.wordpress.com&amp;blog=6418271&amp;post=555&amp;subd=acbdr&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://acbdr.wordpress.com/2009/10/02/din-ciclul-%e2%80%9cbanca-te-vrea-prost%e2%80%9d/feed/</wfw:commentRss>
		<slash:comments>45</slash:comments>
	
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		<title>Schimbare de sefi la ANPC.</title>
		<link>http://acbdr.wordpress.com/2009/10/02/schimbare-de-sefi-la-anpc/</link>
		<comments>http://acbdr.wordpress.com/2009/10/02/schimbare-de-sefi-la-anpc/#comments</comments>
		<pubDate>Fri, 02 Oct 2009 08:09:35 +0000</pubDate>
		<dc:creator>moderat</dc:creator>
				<category><![CDATA[anpc]]></category>
		<category><![CDATA[asociatia clientilor bancilor din romania]]></category>
		<category><![CDATA[opc]]></category>
		<category><![CDATA[schimbare]]></category>

		<guid isPermaLink="false">http://acbdr.wordpress.com/?p=553</guid>
		<description><![CDATA[Dupa demisia ministrilor PSD din guvern si ruperea Parteneriatului pentru Romania (a se citi Parteneriat pentru interese) printre cei 6.000 de politicieni rosii ce urmeaza a fi schimbati se afla si Bogdan Marcel Pandelica – Presedintele ANPC, sau cum ii place dansului sa mentioneze, Secretarul de stat Bogdan Marcel Pandelica – Presedintele ANPC. Odata cu [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=acbdr.wordpress.com&amp;blog=6418271&amp;post=553&amp;subd=acbdr&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://acbdr.wordpress.com/2009/10/02/schimbare-de-sefi-la-anpc/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
	
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		<title>Volksbank revine la dobanda de 5.9% la creditele in euro in sold.</title>
		<link>http://acbdr.wordpress.com/2009/10/01/volksbank-revine-la-dobanda-de-5-9-la-creditele-in-euro-in-sold/</link>
		<comments>http://acbdr.wordpress.com/2009/10/01/volksbank-revine-la-dobanda-de-5-9-la-creditele-in-euro-in-sold/#comments</comments>
		<pubDate>Thu, 01 Oct 2009 16:17:56 +0000</pubDate>
		<dc:creator>moderat</dc:creator>
				<category><![CDATA[asociatia clientilor bancilor din romania]]></category>
		<category><![CDATA[credite]]></category>
		<category><![CDATA[dobanzi]]></category>
		<category><![CDATA[euro]]></category>
		<category><![CDATA[volksbank]]></category>
		<category><![CDATA[banci]]></category>
		<category><![CDATA[dobanda fixa]]></category>
		<category><![CDATA[dobanzi marite]]></category>

		<guid isPermaLink="false">http://acbdr.wordpress.com/2009/10/01/volksbank-revine-la-dobanda-de-5-9-la-creditele-in-euro-in-sold/</guid>
		<description><![CDATA[De ceva timp tot se vehiculeaza prin piata ca Volksbank o sa revina pana la urma asupra deciziei din noiembrie 2007 prin care au majorat cu 1.5 pp dobanda fixa de 5.9% la creditele in euro. Am tot scris despre Volksbank si despre practicile lor abuzive, nu mai reiau. Numai prin cautarea pe net in [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=acbdr.wordpress.com&amp;blog=6418271&amp;post=552&amp;subd=acbdr&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://acbdr.wordpress.com/2009/10/01/volksbank-revine-la-dobanda-de-5-9-la-creditele-in-euro-in-sold/feed/</wfw:commentRss>
		<slash:comments>33</slash:comments>
	
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		<title>Un leu din ce in ce mai mic</title>
		<link>http://acbdr.wordpress.com/2009/10/01/un-leu-din-ce-in-ce-mai-mic/</link>
		<comments>http://acbdr.wordpress.com/2009/10/01/un-leu-din-ce-in-ce-mai-mic/#comments</comments>
		<pubDate>Thu, 01 Oct 2009 10:38:49 +0000</pubDate>
		<dc:creator>moderat</dc:creator>
				<category><![CDATA[bnr]]></category>
		<category><![CDATA[euro]]></category>
		<category><![CDATA[lei]]></category>
		<category><![CDATA[Punct de vedere]]></category>
		<category><![CDATA[curs penntru calculul accizelor]]></category>
		<category><![CDATA[curs valutar]]></category>
		<category><![CDATA[leu]]></category>
		<category><![CDATA[previziuni]]></category>

		<guid isPermaLink="false">http://acbdr.wordpress.com/?p=546</guid>
		<description><![CDATA[Dupa cum comentam de dimineata pe blogul lui Dan Popa, unde anticipam deprecierea de azi, de 1%, la ora 13,00 BNR-ul imi confirma aceast lucru. Referinta 4.25 ron/euro, cu 1.22% mai mare ca referinta anterioara Insa suntem la mijlocul zilei, si stim ca banca centrala stabileste cursul in jurul orei 11, Dupa o formula secreta [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=acbdr.wordpress.com&amp;blog=6418271&amp;post=546&amp;subd=acbdr&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://acbdr.wordpress.com/2009/10/01/un-leu-din-ce-in-ce-mai-mic/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
	
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		<title>Politician, adjectiv. (off-topic)</title>
		<link>http://acbdr.wordpress.com/2009/09/30/politician-adjectiv-off-topic/</link>
		<comments>http://acbdr.wordpress.com/2009/09/30/politician-adjectiv-off-topic/#comments</comments>
		<pubDate>Wed, 30 Sep 2009 08:39:13 +0000</pubDate>
		<dc:creator>moderat</dc:creator>
				<category><![CDATA[banci]]></category>
		<category><![CDATA[Punct de vedere]]></category>
		<category><![CDATA[film si politica]]></category>

		<guid isPermaLink="false">http://acbdr.wordpress.com/?p=543</guid>
		<description><![CDATA[Nu mai avem decat o criza, o fi bine oare? Nu avem criza financiara, nu avem criza economica, nu avem niciun fel de criza, nici macar una politica. Da, asa consider ca n-avem nici criza politica. Singura criza este acum criza de a gasii pieptul in care sa infigem indigna pe care scrie RESPONSABILITATE. Toate [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=acbdr.wordpress.com&amp;blog=6418271&amp;post=543&amp;subd=acbdr&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://acbdr.wordpress.com/2009/09/30/politician-adjectiv-off-topic/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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		<title>Scurt in doi. Scurt-CIRCuit.</title>
		<link>http://acbdr.wordpress.com/2009/09/29/scurt-in-doi-scurt-circuit/</link>
		<comments>http://acbdr.wordpress.com/2009/09/29/scurt-in-doi-scurt-circuit/#comments</comments>
		<pubDate>Tue, 29 Sep 2009 12:27:36 +0000</pubDate>
		<dc:creator>moderat</dc:creator>
				<category><![CDATA[Punct de vedere]]></category>
		<category><![CDATA[politica]]></category>

		<guid isPermaLink="false">http://acbdr.wordpress.com/?p=541</guid>
		<description><![CDATA[Fara sa dorim, partcipam la un circ politic, intre doi presedinti, ai celor doua partide aflate in parteneriat, contre de precampanie si lupte de strategie. Tema de pornire a circului NICA pentru NImiCA, si de aici spectacol. Ca mai toti politicienii isi asuma NU deciziile politice si cauta sa arunce in gradina altuia ca decizia [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=acbdr.wordpress.com&amp;blog=6418271&amp;post=541&amp;subd=acbdr&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://acbdr.wordpress.com/2009/09/29/scurt-in-doi-scurt-circuit/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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		<title>Scurt pe doi.</title>
		<link>http://acbdr.wordpress.com/2009/09/29/scurt-pe-doi/</link>
		<comments>http://acbdr.wordpress.com/2009/09/29/scurt-pe-doi/#comments</comments>
		<pubDate>Tue, 29 Sep 2009 12:11:03 +0000</pubDate>
		<dc:creator>moderat</dc:creator>
				<category><![CDATA[asociatia clientilor bancilor din romania]]></category>
		<category><![CDATA[piata financiara]]></category>

		<guid isPermaLink="false">http://acbdr.wordpress.com/?p=539</guid>
		<description><![CDATA[In plina criza financiara, economica si politica am intrat personal si intr-o mare criza de timp si asta se pare ca este cel mai greu de rezolvat. Motivul fiind unul specific romanilor, de a arunca vina pe altii, in cazul crizei de timp nu prea am pe cine sa acuz ca doar nu o fi [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=acbdr.wordpress.com&amp;blog=6418271&amp;post=539&amp;subd=acbdr&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://acbdr.wordpress.com/2009/09/29/scurt-pe-doi/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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		<title>Riscul reputational &#8211; efecte in Prima Casa</title>
		<link>http://acbdr.wordpress.com/2009/09/23/riscul-reputational-efecte-in-prima-casa/</link>
		<comments>http://acbdr.wordpress.com/2009/09/23/riscul-reputational-efecte-in-prima-casa/#comments</comments>
		<pubDate>Wed, 23 Sep 2009 13:58:14 +0000</pubDate>
		<dc:creator>moderat</dc:creator>
				<category><![CDATA[abuz]]></category>
		<category><![CDATA[ARB]]></category>
		<category><![CDATA[banci]]></category>
		<category><![CDATA[credite]]></category>
		<category><![CDATA[volksbank]]></category>
		<category><![CDATA[bancpost]]></category>
		<category><![CDATA[prima casa]]></category>
		<category><![CDATA[risc]]></category>

		<guid isPermaLink="false">http://acbdr.wordpress.com/?p=536</guid>
		<description><![CDATA[Unul din riscurile analizate in orice raport este RISCUL REPUTATIONAL. Pana in 2008 bancile nu aveau nicio problema cu acest risc, il intretineau foarte usor prin aproprierea ziaristilor din presa specializata, cateva sponsorizari si ceva comunicate ale PR-ului si totul era la superlativ in rapoarte. Ei bine in urma unor practici incorecte, a se citi [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=acbdr.wordpress.com&amp;blog=6418271&amp;post=536&amp;subd=acbdr&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://acbdr.wordpress.com/2009/09/23/riscul-reputational-efecte-in-prima-casa/feed/</wfw:commentRss>
		<slash:comments>9</slash:comments>
	
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		<title>REGELE animalelor atacat de &#8220;animale&#8221;! (Pamflet de la ZOO) !</title>
		<link>http://acbdr.wordpress.com/2009/09/17/regele-animalelor-atacat-de-animale-pamflet-de-la-zoo/</link>
		<comments>http://acbdr.wordpress.com/2009/09/17/regele-animalelor-atacat-de-animale-pamflet-de-la-zoo/#comments</comments>
		<pubDate>Thu, 17 Sep 2009 15:26:04 +0000</pubDate>
		<dc:creator>moderat</dc:creator>
				<category><![CDATA[asociatia clientilor bancilor din romania]]></category>
		<category><![CDATA[Punct de vedere]]></category>
		<category><![CDATA[pamflet]]></category>

		<guid isPermaLink="false">http://acbdr.wordpress.com/?p=528</guid>
		<description><![CDATA[Sa ne imaginam ca sunt Ing. (si sunt mandru ca am si un doctorat in inginerie), nu sunt nici finantist si nici economist. Prin toamna anului 2008 gasesc potrivit a incerca sa ma imbogatesc in termen scurt si trec la treaba. Constat ca singur sunt sanse mici asa ca trimit un mail catre 4-5 prieteni, [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=acbdr.wordpress.com&amp;blog=6418271&amp;post=528&amp;subd=acbdr&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://acbdr.wordpress.com/2009/09/17/regele-animalelor-atacat-de-animale-pamflet-de-la-zoo/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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		<title>Schimbari la CEC Bank.</title>
		<link>http://acbdr.wordpress.com/2009/09/17/schimbari-la-cec-bank/</link>
		<comments>http://acbdr.wordpress.com/2009/09/17/schimbari-la-cec-bank/#comments</comments>
		<pubDate>Thu, 17 Sep 2009 08:12:04 +0000</pubDate>
		<dc:creator>moderat</dc:creator>
				<category><![CDATA[ARB]]></category>
		<category><![CDATA[banci]]></category>
		<category><![CDATA[bnr]]></category>
		<category><![CDATA[cec]]></category>
		<category><![CDATA[ghetea]]></category>
		<category><![CDATA[jiru]]></category>
		<category><![CDATA[negocieri politice]]></category>

		<guid isPermaLink="false">http://acbdr.wordpress.com/?p=526</guid>
		<description><![CDATA[Dupa cateva luni de lupta PeSeDista de schimbare din functie a lui Ghetea de la CEC cu Enache Jiru se pare ca au picat la pace, Geoana si Isarescu. Si anume Enache Jiru o sa fie doar membru in Consiliul de Administratie al CEC, Ghetea ramane Presedinte. Fac o mica paranteza ptr a-mi spune un [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=acbdr.wordpress.com&amp;blog=6418271&amp;post=526&amp;subd=acbdr&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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		<title>Atac la LEU!</title>
		<link>http://acbdr.wordpress.com/2009/09/14/atac-la-leu/</link>
		<comments>http://acbdr.wordpress.com/2009/09/14/atac-la-leu/#comments</comments>
		<pubDate>Mon, 14 Sep 2009 13:22:17 +0000</pubDate>
		<dc:creator>moderat</dc:creator>
				<category><![CDATA[asociatia clientilor bancilor din romania]]></category>
		<category><![CDATA[banci]]></category>
		<category><![CDATA[bnr]]></category>
		<category><![CDATA[credite]]></category>
		<category><![CDATA[curs valutar]]></category>
		<category><![CDATA[euro]]></category>
		<category><![CDATA[lei]]></category>
		<category><![CDATA[Punct de vedere]]></category>
		<category><![CDATA[atac la leu]]></category>
		<category><![CDATA[isarescu]]></category>
		<category><![CDATA[istoric]]></category>
		<category><![CDATA[leu]]></category>

		<guid isPermaLink="false">http://acbdr.wordpress.com/?p=522</guid>
		<description><![CDATA[Se pare ca devine o regula, fiecare toamna cu atacul la moneda nationala. Dupa incercarea semi-esuata din octombrie 2008 baietii destepti au inceput un nou atac la moneda nationala. Spun semi-esuata si nu esuata ca guvernatorul bancii centrale pentru ca stim cu totii ca au trebuit vreo 8-9 luni de lupta cu ROBOR-ul. Dar asta [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=acbdr.wordpress.com&amp;blog=6418271&amp;post=522&amp;subd=acbdr&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>11</slash:comments>
	
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		<title>DICTATURA bancherilor favorizată de DICTATURA magistraţilor.</title>
		<link>http://acbdr.wordpress.com/2009/09/14/dictatura-bancherilor-favorizata-de-dictatura-magistratilor/</link>
		<comments>http://acbdr.wordpress.com/2009/09/14/dictatura-bancherilor-favorizata-de-dictatura-magistratilor/#comments</comments>
		<pubDate>Mon, 14 Sep 2009 07:34:41 +0000</pubDate>
		<dc:creator>moderat</dc:creator>
				<category><![CDATA[abuz]]></category>
		<category><![CDATA[anpc]]></category>
		<category><![CDATA[ARB]]></category>
		<category><![CDATA[asociatia clientilor bancilor din romania]]></category>
		<category><![CDATA[banci]]></category>
		<category><![CDATA[contract]]></category>
		<category><![CDATA[credite]]></category>
		<category><![CDATA[Procese]]></category>
		<category><![CDATA[Punct de vedere]]></category>
		<category><![CDATA[volksbank]]></category>
		<category><![CDATA[bancheri]]></category>
		<category><![CDATA[dictatura]]></category>
		<category><![CDATA[dobanda fixa]]></category>
		<category><![CDATA[Gerald]]></category>
		<category><![CDATA[judecatori]]></category>
		<category><![CDATA[magistrati]]></category>
		<category><![CDATA[proces]]></category>
		<category><![CDATA[procurori]]></category>

		<guid isPermaLink="false">http://acbdr.wordpress.com/?p=518</guid>
		<description><![CDATA[In mod normal azi trebuia sa scriu al doilea episode din serialul Jurnal de front azi fiind urmatoarul termen, al doilea, in procesul dintre ANPC si VOLKSBANK pe tema majorarii DOBANZII FIXE. Din nefericire pentru clientii bancii, nu si pentru banca, GREVA ILEGALA a magistratilor confera mediu perfect de prelungire a aplicarii abuzive a unei [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=acbdr.wordpress.com&amp;blog=6418271&amp;post=518&amp;subd=acbdr&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://acbdr.wordpress.com/2009/09/14/dictatura-bancherilor-favorizata-de-dictatura-magistratilor/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
	
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		<title>Sunt şomer, deci in 5 octombrie intru-n greva.</title>
		<link>http://acbdr.wordpress.com/2009/09/11/sunt-somer-deci-in-5-octombrie-intru-n-greva/</link>
		<comments>http://acbdr.wordpress.com/2009/09/11/sunt-somer-deci-in-5-octombrie-intru-n-greva/#comments</comments>
		<pubDate>Fri, 11 Sep 2009 05:42:44 +0000</pubDate>
		<dc:creator>moderat</dc:creator>
				<category><![CDATA[Punct de vedere]]></category>
		<category><![CDATA[bugetari]]></category>
		<category><![CDATA[functionari]]></category>
		<category><![CDATA[greva]]></category>
		<category><![CDATA[off topic]]></category>
		<category><![CDATA[pamflet]]></category>
		<category><![CDATA[salarizarea unica]]></category>
		<category><![CDATA[sindicate]]></category>
		<category><![CDATA[someri]]></category>

		<guid isPermaLink="false">http://acbdr.wordpress.com/?p=515</guid>
		<description><![CDATA[Mai multi lideri sindicali ai bugetarilor au anuntat ca functionarii din mai toate domeniile vor fi in 5 octombrie intr-o greva generala. Motivul ieşirii in strada a celor 800.000 de personaje ar fi legea unitara de salarizare. Problema mea este urmatoarea, am lucrat in mediul privat si acum sunt SOMER, deci sunt platit din bani [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=acbdr.wordpress.com&amp;blog=6418271&amp;post=515&amp;subd=acbdr&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://acbdr.wordpress.com/2009/09/11/sunt-somer-deci-in-5-octombrie-intru-n-greva/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
	
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		<title>Volksbank – cauta romanii prin Europa.</title>
		<link>http://acbdr.wordpress.com/2009/09/08/volksbank-%e2%80%93-cauta-romanii-prin-europa/</link>
		<comments>http://acbdr.wordpress.com/2009/09/08/volksbank-%e2%80%93-cauta-romanii-prin-europa/#comments</comments>
		<pubDate>Tue, 08 Sep 2009 12:22:48 +0000</pubDate>
		<dc:creator>moderat</dc:creator>
				<category><![CDATA[abuz]]></category>
		<category><![CDATA[banci]]></category>
		<category><![CDATA[curs valutar]]></category>
		<category><![CDATA[volksbank]]></category>
		<category><![CDATA[bancomat]]></category>
		<category><![CDATA[locuiti in romania]]></category>
		<category><![CDATA[mircea badea]]></category>
		<category><![CDATA[roman]]></category>
		<category><![CDATA[unicredit]]></category>

		<guid isPermaLink="false">http://acbdr.wordpress.com/?p=511</guid>
		<description><![CDATA[Volksbank a constientizat ca romanii sunt usor de abuzat, nefiind protejati de autoritati, si a inceput sa-i caute si prin Europa, dupa ce pe cei din tara incearca si acum sa-i convinga ca dobanda fixa e variabila, si ei nu accepta. Asa se face ca un bancomat Volksbank din Germania intreaba utilizatorii: &#8220;Locuiţi în România?&#8221; [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=acbdr.wordpress.com&amp;blog=6418271&amp;post=511&amp;subd=acbdr&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://acbdr.wordpress.com/2009/09/08/volksbank-%e2%80%93-cauta-romanii-prin-europa/feed/</wfw:commentRss>
		<slash:comments>15</slash:comments>
	
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		<title>ARB-ul nu vrea INSOLVENTA PERSOANELOR FIZICE; De ce oare nu ma mir!</title>
		<link>http://acbdr.wordpress.com/2009/09/06/arb-ul-nu-vrea-insolventa-persoanelor-fizice-de-ce-oare-nu-ma-mir/</link>
		<comments>http://acbdr.wordpress.com/2009/09/06/arb-ul-nu-vrea-insolventa-persoanelor-fizice-de-ce-oare-nu-ma-mir/#comments</comments>
		<pubDate>Sun, 06 Sep 2009 13:54:21 +0000</pubDate>
		<dc:creator>moderat</dc:creator>
				<category><![CDATA[ARB]]></category>
		<category><![CDATA[asociatia clientilor bancilor din romania]]></category>
		<category><![CDATA[bnr]]></category>
		<category><![CDATA[banci]]></category>
		<category><![CDATA[executari judecatoresti]]></category>
		<category><![CDATA[executori bancari]]></category>
		<category><![CDATA[insolventa]]></category>
		<category><![CDATA[IPOTECI]]></category>

		<guid isPermaLink="false">http://acbdr.wordpress.com/?p=507</guid>
		<description><![CDATA[Dupa cum cunoasteti sunt unul dintre sustinatorul proiectului de lege privind INSOLVENTA PERSOANELOR FIZICE. Aceasta initiativa exista depusa la Senat, si se afla in dezbatere in comisii. Acestia au cerut si punctul de vedere al ARB-ului iar raspunsul lor il redau mai jos. Orice comentariu personal ar indulcii “bunele intentii” ale ARB-ului. “ASOCIATIA ROMANA A [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=acbdr.wordpress.com&amp;blog=6418271&amp;post=507&amp;subd=acbdr&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://acbdr.wordpress.com/2009/09/06/arb-ul-nu-vrea-insolventa-persoanelor-fizice-de-ce-oare-nu-ma-mir/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
	
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		<title>Sunt bancile un cartel?</title>
		<link>http://acbdr.wordpress.com/2009/08/23/sunt-bancile-un-cartel/</link>
		<comments>http://acbdr.wordpress.com/2009/08/23/sunt-bancile-un-cartel/#comments</comments>
		<pubDate>Sun, 23 Aug 2009 07:29:21 +0000</pubDate>
		<dc:creator>moderat</dc:creator>
				<category><![CDATA[ARB]]></category>
		<category><![CDATA[banci]]></category>
		<category><![CDATA[bnr]]></category>
		<category><![CDATA[Punct de vedere]]></category>
		<category><![CDATA[bancile-mama]]></category>
		<category><![CDATA[dobanda de politica monetara]]></category>
		<category><![CDATA[dobanzi marite]]></category>
		<category><![CDATA[previziuni]]></category>

		<guid isPermaLink="false">http://acbdr.wordpress.com/?p=503</guid>
		<description><![CDATA[Banca Nationala se straduieste. A decis, nu de mult, reducerea dobanzii de politica monetara cu inca 0,5 puncte procentuale si a coborat cota rezervelor minime obligatorii in valuta pentru pasivele bancilor la 30%.

Cu alte cuvinte, Banca Nationala incearca sa induca o reducere a dobanzilor in piata si, mai mult, pune si resurse la dispozitia bancilor, ambele masuri cautand o eventuala invigorare a creditarii economiei, fapt benefic pentru scoaterea acesteia din criza. Ceea ce ar fi in interesul public!

<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=acbdr.wordpress.com&amp;blog=6418271&amp;post=503&amp;subd=acbdr&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://acbdr.wordpress.com/2009/08/23/sunt-bancile-un-cartel/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
	
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		<title>Cu lupa pe PRIMA CASA (IX) – 3% se rostogoleste oarecum in economie.</title>
		<link>http://acbdr.wordpress.com/2009/08/19/cu-lupa-pe-prima-casa-ix-%e2%80%93-3-se-rostogoleste-oarecum-in-economie/</link>
		<comments>http://acbdr.wordpress.com/2009/08/19/cu-lupa-pe-prima-casa-ix-%e2%80%93-3-se-rostogoleste-oarecum-in-economie/#comments</comments>
		<pubDate>Wed, 19 Aug 2009 05:55:13 +0000</pubDate>
		<dc:creator>moderat</dc:creator>
				<category><![CDATA[asociatia clientilor bancilor din romania]]></category>
		<category><![CDATA[banci]]></category>
		<category><![CDATA[credite]]></category>
		<category><![CDATA[prima casa]]></category>

		<guid isPermaLink="false">http://acbdr.wordpress.com/?p=501</guid>
		<description><![CDATA[Intrebari si raspunsuri: a) Ce banci au acordat credite pentru PRIMA CASA? Pana in acest moment, la 2 luni de la lansarea programului, din cele 18 banci ramase (ING a abandonat programul) numai 8 banci au acordat credite, acestea sunt BRD, BCR, Alpha Bank, ATE Bank, Millenium Bank, Banca Transilvania, Piraeus Bank si CEC Bank. [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=acbdr.wordpress.com&amp;blog=6418271&amp;post=501&amp;subd=acbdr&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://acbdr.wordpress.com/2009/08/19/cu-lupa-pe-prima-casa-ix-%e2%80%93-3-se-rostogoleste-oarecum-in-economie/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
	
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		<title>Phishing asupra clientilor Bancii Transilvania</title>
		<link>http://acbdr.wordpress.com/2009/08/14/491/</link>
		<comments>http://acbdr.wordpress.com/2009/08/14/491/#comments</comments>
		<pubDate>Fri, 14 Aug 2009 16:01:17 +0000</pubDate>
		<dc:creator>moderat</dc:creator>
				<category><![CDATA[abuz]]></category>
		<category><![CDATA[ARB]]></category>
		<category><![CDATA[banca transilvania]]></category>
		<category><![CDATA[banci]]></category>
		<category><![CDATA[Punct de vedere]]></category>
		<category><![CDATA[Phishing]]></category>

		<guid isPermaLink="false">http://acbdr.wordpress.com/?p=491</guid>
		<description><![CDATA[Acesta este textul mailului prin care se inceraca un atac de tip &#8220;Phishing&#8221; asupra clientilor Bancii Transilvania: &#8220;Autorizare semnatura electronica. Avand in vedere numarul in crestere de atacuri tip phishing care vizeaza banci renumite de pe teritoriul romaniei, Banca Transilvania aduce inbunatatiri sistemului de securitate. Prin urmare este nevoie de colaborarea dumneavoastra, acest lucru implicand [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=acbdr.wordpress.com&amp;blog=6418271&amp;post=491&amp;subd=acbdr&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://acbdr.wordpress.com/2009/08/14/491/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
	
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		<title>Clientii bancilor actioneaza pe doua fronturi.</title>
		<link>http://acbdr.wordpress.com/2009/08/14/clientii-bancilor-actioneaza-pe-doua-fronturi/</link>
		<comments>http://acbdr.wordpress.com/2009/08/14/clientii-bancilor-actioneaza-pe-doua-fronturi/#comments</comments>
		<pubDate>Fri, 14 Aug 2009 06:24:42 +0000</pubDate>
		<dc:creator>moderat</dc:creator>
				<category><![CDATA[abuz]]></category>
		<category><![CDATA[anpc]]></category>
		<category><![CDATA[asociatia clientilor bancilor din romania]]></category>
		<category><![CDATA[banci]]></category>
		<category><![CDATA[credite]]></category>
		<category><![CDATA[dobanzi]]></category>
		<category><![CDATA[opc]]></category>
		<category><![CDATA[amenzi banci]]></category>
		<category><![CDATA[biroul de credit]]></category>
		<category><![CDATA[centrala riscurilor bancare]]></category>
		<category><![CDATA[dobanzi marite]]></category>
		<category><![CDATA[modificari]]></category>
		<category><![CDATA[plangeri]]></category>
		<category><![CDATA[previziuni]]></category>
		<category><![CDATA[reclamatii]]></category>
		<category><![CDATA[RESTANTE CREDITE]]></category>

		<guid isPermaLink="false">http://acbdr.wordpress.com/?p=489</guid>
		<description><![CDATA[1. Băncile, reclamate de şapte ori pe zi în primul semestru. Autoritatea Naţională pentru Protecţia Consumatorilor (ANPC) a primit, în primele şase luni ale anului, peste 1.250 de reclamaţii de la clienţii băncilor, cele mai multe plângeri fiind legate de majorarea dobânzilor la credite, deşi indicii de piaţă sunt în scădere, sau de refuzul de [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=acbdr.wordpress.com&amp;blog=6418271&amp;post=489&amp;subd=acbdr&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://acbdr.wordpress.com/2009/08/14/clientii-bancilor-actioneaza-pe-doua-fronturi/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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		<title>Prima casa si prima ţeapa</title>
		<link>http://acbdr.wordpress.com/2009/08/13/prima-casa-si-prima-teapa/</link>
		<comments>http://acbdr.wordpress.com/2009/08/13/prima-casa-si-prima-teapa/#comments</comments>
		<pubDate>Thu, 13 Aug 2009 15:55:56 +0000</pubDate>
		<dc:creator>moderat</dc:creator>
				<category><![CDATA[abuz]]></category>
		<category><![CDATA[asociatia clientilor bancilor din romania]]></category>
		<category><![CDATA[prima casa]]></category>
		<category><![CDATA[anl]]></category>
		<category><![CDATA[escroci]]></category>
		<category><![CDATA[imobiliare]]></category>
		<category><![CDATA[teapa]]></category>

		<guid isPermaLink="false">http://acbdr.wordpress.com/?p=487</guid>
		<description><![CDATA[Incepand cu data de 20 iulie 2009, la Politia Capitalei au inceput sa fie depuse plangeri, de catre persoane fizice, legate de o escrocherie imobiliara a carei amploare inca nu poate fi evaluata cu precizie. Reclamantii semnalau faptul ca au intrat in legatura cu administratorii unei firme imobiliare, care le promiteau apartamente construite prin Agentia [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=acbdr.wordpress.com&amp;blog=6418271&amp;post=487&amp;subd=acbdr&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://acbdr.wordpress.com/2009/08/13/prima-casa-si-prima-teapa/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
	
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